Homeowners Coverage 

Protect one of your largest investments

At Tiger Insurance Group, we understand that your home is one of your most significant investments, whether it’s your first or your fifth. Our Homeowners Insurance policies provide comprehensive protection for your property, personal belongings, and peace of mind. Let us help you safeguard what matters most.

Basics of Homeowners Insurance.

Homeowners Insurance offers protection for your home and personal property against various risks, including fire, theft, vandalism, and natural disasters. It also provides liability coverage in case someone is injured on your property.

Key Coverages in Homeowners Insurance:

1. Dwelling Coverage: Protects the physical structure of your home, including walls, roof, and built-in appliances, against covered perils such as fire, windstorms, and hail.

2. Personal Property Coverage: Covers your personal belongings, such as furniture, electronics, clothing, and appliances, against theft, fire, and other covered events, whether they are in your home or with you while you travel.

3. Liability Protection: Provides coverage if someone is injured on your property or if you accidentally cause damage to someone else’s property. This includes legal defense costs and any resulting settlements or judgments.

4. Additional Living Expenses (ALE): Pays for temporary housing and living expenses if your home becomes uninhabitable due to a covered loss. This includes costs for hotel stays, restaurant meals, and other expenses incurred while your home is being repaired.

5. Medical Payments to Others: Covers medical expenses for guests who are injured on your property, regardless of fault.

Optional Coverages:

• Flood Insurance: Protects against damage from flooding, which is not typically covered under standard homeowners policies.
• Earthquake Insurance: Provides coverage for damage caused by earthquakes.
• Scheduled Personal Property: Offers additional coverage for high-value items like jewelry, art, and collectibles.

Get a Quote Today

Don’t let unexpected issues set you back. Contact Tiger Insurance Group today to learn more about our Homeowners Insurance and get a personalized quote. Let us help!